Long Term Disability Benefits vs. Social Security Disability
Learn More from Our Las Vegas Social Security Disability Representatives
Long term disability (LTD) serves a similar function as
Social Security Disability benefits because they are based on how much you earned while you were able to work.
You can purchase long term disability through your employer or through
an independent agent if it isn't offered at your work. Before receiving
any SSDI payments, you have to be able to prove that you are unable to
work for a year or more due to your condition, even though it is not necessary
to wait a full year to begin the
Policies can all vary in how much time occurs before benefits can be paid.
In addition, your provider can require a
Social Security Disability application before they pay on your policy. Some eligible employees may
also qualify for LTD benefits through the Public Employees’ Benefits
Program (PEBP) from the State of Nevada. To learn more.
Contact our Las Vegas Social Security Disability advocates.
Experience with Disability Cases
If you have long-term disability coverage through your employer or a private
policy, it is important for you to understand how your existing coverage
will interact with your Social Security Disability insurance. When you
know how the system works, you can avoid complications that could prevent
you from receiving benefits when you need them. We invite you to contact
us at Disability Action Advocates so that we can give you an in-depth
consultation to determine the best approach for your unique situation.
We have been representing individuals with disability claims for over
20 years, and we are dedicated to getting results for our clients.
Our Las Vegas Social Security Disability advocates and legal team will
take the time to answer any questions you may have regarding the ways
that your long term disability insurance and SSD may overlap, as well
as providing guidance that will help you take full advantage of your benefits.
If you encounter difficulty recovering your claim from either source,
we may be able to take your case through the process of
appeals and hearings or even to court to defend your right to payment.
Call DAA today at (888) 421-8705 to learn more about your rights and options.