Long Term Disability Benefits vs. Social Security Disability
Learn More from Our Las Vegas Social Security Disability Representatives
Long term disability (LTD) serves a similar function as Social Security Disability benefits because they are based on how much you earned while you were able to work. You can purchase long term disability through your employer or through an independent agent if it isn't offered at your work. Before receiving any SSDI payments, you have to be able to prove that you are unable to work for a year or more due to your condition, even though it is not necessary to wait a full year to begin the application process.
Policies can all vary in how much time occurs before benefits can be paid. In addition, your provider can require a Social Security Disability application before they pay on your policy. Some eligible employees may also qualify for LTD benefits through the Public Employees’ Benefits Program (PEBP) from the State of Nevada. To learn more. Contact our Las Vegas Social Security Disability advocates.
Experience with Disability Cases
If you have long-term disability coverage through your employer or a private policy, it is important for you to understand how your existing coverage will interact with your Social Security Disability insurance. When you know how the system works, you can avoid complications that could prevent you from receiving benefits when you need them. We invite you to contact us at Disability Action Advocates so that we can give you an in-depth consultation to determine the best approach for your unique situation. We have been representing individuals with disability claims for over 20 years, and we are dedicated to getting results for our clients.
Our Las Vegas Social Security Disability advocates and legal team will take the time to answer any questions you may have regarding the ways that your long term disability insurance and SSD may overlap, as well as providing guidance that will help you take full advantage of your benefits. If you encounter difficulty recovering your claim from either source, we may be able to take your case through the process of appeals and hearings or even to court to defend your right to payment.
Call DAA today at (888) 421-8705 to learn more about your rights and options.