If you are unable to work due to a disability, you may be eligible for both unemployment and Social Security Disability benefits. However, the question remains - should you file for both? In this blog post, we will provide you with useful tips and information to help you make an informed decision.
1. Understanding the Differences Between Unemployment and Social Security Disability Benefits
Before deciding whether to file for both benefits, it is important to understand the differences between them. Unemployment benefits are temporary and are provided to those who are able and available to work but have lost their jobs due to no fault of their own. Social Security Disability benefits, on the other hand, are long-term benefits provided to those who are unable to work due to a disability.
2. Consider Your Work History
Your work history plays a significant role in determining which benefits you are eligible for. To qualify for Social Security Disability benefits, you must have worked and paid Social Security taxes for a certain number of years. However, to qualify for unemployment benefits, you must have lost your job due to no fault of your own and meet certain work and wage requirements.
3. Consult with an Experienced Disability Advocate
Navigating the complex process of filing for both unemployment and Social Security Disability benefits can be overwhelming. Consulting with an experienced disability advocate can help you understand your options and ensure that you receive the benefits you are entitled to.
Whether or not you should file for both unemployment and Social Security Disability benefits depends on your individual circumstances. Understanding the differences between the two benefits, considering your work history, and consulting with an experienced disability advocate can help you make an informed decision. If you need assistance with filing for either benefit, Disability Action Advocates - DAA is here to help. Contact us today to schedule a consultation.