As a parent, it's only natural to want the best for your child, including access to government assistance programs like Social Security Disability (SSD). However, eligibility for SSD benefits is not solely based on a child's medical condition. The income and resources of the child's parents or guardians also play a significant role in determining eligibility.
In this blog post, we'll explore how parental income affects a child's SSD eligibility and provide some tips for parents who are navigating the application process.
Understanding the Income and Resources Limits for SSD
To be eligible for SSD benefits, a child must have a medically determinable physical or mental impairment that has lasted or is expected to last at least one year or result in death. However, even if a child meets this requirement, they may not be eligible if their parent's income or resources exceed the limits set by the Social Security Administration (SSA).
The income and resources limits vary depending on the number of people in the household and the state in which the family resides. However, if a child's parent or guardian earns more than the income limit, the child will not be eligible for SSD benefits. There are some exceptions to this rule, such as the "deeming waiver" for parents who receive Supplemental Security Income (SSI) benefits.
Tips for Maximizing Your Child's SSD Eligibility
If you're a parent who is applying for SSD benefits for your child, there are some steps you can take to maximize your child's eligibility, even if your income exceeds the limits.
- Consider setting up a special needs trust. A special needs trust is a legal arrangement that allows you to set aside funds for your child's future care without affecting their eligibility for government benefits.
- Explore state-specific programs. Some states offer additional assistance programs for children with disabilities, such as Medicaid waivers or cash assistance.
- Work with an experienced disability attorney. A disability attorney can help you navigate the application process, gather necessary medical evidence, and advocate for your child's rights.
How Disability Action Advocates Can Help
At Disability Action Advocates, we understand that applying for SSD benefits can be a complex and overwhelming process. That's why we're here to help.
Our team of experienced disability attorneys and advocates can assist you with every step of the process, from initial application to appeals and hearings. We'll work tirelessly to ensure that your child receives the benefits they need and deserve.
If you're ready to take the first step towards securing your child's SSD benefits, contact us today for a consultation. We're here to help you every step of the way.
