It is nerve-racking to consider becoming disabled. However, becoming disabled is more common than some people think. In fact, studies show that a 20-year-old employee has a one in four chance of becoming disabled before reaching the full retirement age. For this reason, it is important to consider the conditions in which you may apply for SSD benefits if needed.
The Social Security Administration pays benefits through two different programs: the Social Security disability insurance (SSDI) program and the Supplemental Security Income (SSI) program. These programs provide benefits to those expected to suffer from a medical condition for a year or longer or a condition that is expected to result in death. In some cases, family members of the disabled person are eligible to receive disability benefits as well, although the parameters are specific.
Below are factors the SSA will consider when evaluating whether a person qualifies for SSD.
1.Are you currently employed?
The SSA states that if you are working and earn over $1,090 a month, you may not be considered disabled. In addition, the SSA will determine whether you have worked enough years, prior to your disability, to qualify for benefits.
2.If your condition severe or minor?
The SSA explains that your condition must be severe enough to interfere with work activities. If you are able to work, the SSA will most likely determine that you are not considered disabled.
3.What is your condition?
The SSA retains a list of medical conditions that automatically state that a person is disabled. However, if your condition differs from one on the list, the SSA will examine your condition to determine if you are considered disabled.
4.Are you able to perform the work you did before?
If your condition varies from one on the list but is severe, the SSA will determine whether your condition will or does interfere with your ability to perform the work you did previously. If your medical condition does not interfere, you may not qualify.
5.Can you perform another type of job?
If your condition prohibits you from performing the job you did previously, the SSA will examine whether you have any work experience or skills that allow you to perform another job. If you are able to adjust to other types of work, you may not qualify for SSD.
Why Call Disability Action Advocates™
The Las Vegas social security disability representatives at our office possess the experience and knowledge in this area of law. For over 20 years, our office has helped clients obtain benefits to help them through a tough time caused by an unfortunate occurrence of a disability. We understand the hardships that disabilities put on a worker and the financial strains these disabilities cause to an entire family. We are here to help.
If you are undergoing a disability that interferes with your ability to work, contact the Las Vegas social security disability representatives at Disability Action Advocates™ today. We work hard to get you the financial help you deserve!