Social Security Disability benefits are intended to provide financial support for individuals who have a serious medical condition, illness or injury that prevents them from working. The application process for disability benefits is a long one and requires proof of previous medical care for the disability. So what do you do if you need disability benefits, but do not have health insurance?
Disability Action Advocates is here with answers. Our team has 17 years of experience helping individuals obtain the benefits that they need and deserve. We are familiar with every step of the SSD process and with your rights. Read below for an overview of your options if you are disabled, but do not have health insurance. We then encourage you to consult a Las Vegas Social Security Disability representative from our office!
SSD Without Health Insurance: 2 Main Problems
There are two major problems that people run into when they are disabled and need to file for SSD, but do not have health insurance:
- Inability to provide any medical record of their disability.
- Inability to pay for necessary medical care while waiting for their claim to be approved.
In order to receive Social Security Disability benefits, you need to provide medical records that prove you have a qualifying disability. If you are unemployed and / or do not have health insurance, then you most likely have not been seeing a doctor and cannot provide records of any prescriptions, procedures, or treatments that you've received due to your disability.
On the other hand, you may have been paying for medications out of your own pocket and applied for SSD in the meantime. It can take months for your application to be approved, however, which means that your own resources may be depleted before you start receiving benefits.
So what options do you have for benefits if you don't have medical records or the resources to pay for medications?
- Visit Free Clinics – Most cities have clinics that offer free medical care. These clinics can offer the basic care that you need while you fight for the benefits that you deserve.
- Go to the Emergency Room – This is a "last resort," since you still have to pay for ER visits, which can be very expensive depending on the care you are given.
- Apply for Medicaid
Medicaid vs. Social Security Disability
Those who are not eligible for SSD because they do not have insurance may still be eligible for Medicaid. Again, there is a waiting period for your application to be processed and approved, so act now if you don't have insurance and need benefits to help you get medical care. Our Social Security Disability representatives at DAA know the law and can help to expedite your application as much as possible.
Contact an SSD Attorney in Las Vegas
Disability Action Advocates is here to help you protect your rights and fight for the benefits that you deserve. Our team can help you understand your options and move forward with your case. We have helped countless clients file successful applications for SSD, Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), and more.