Social Security Disability benefits are intended to provide financial support for individuals who have a serious
medical condition, illness or injury that prevents them from working.
The application process for disability benefits is a long one and requires proof of previous medical
care for the disability. So what do you do if you need disability benefits,
but do not have health insurance?
Disability Action Advocates is here with answers. Our team has 17 years of experience helping individuals
obtain the benefits that they need and deserve. We are familiar with every
step of the SSD process and with your rights. Read below for an overview
of your options if you are disabled, but do not have health insurance.
We then encourage you to consult a Las Vegas Social Security Disability
lawyer from our firm!
SSD Without Health Insurance: 2 Main Problems
There are two major problems that people run into when they are disabled
and need to file for SSD, but do not have health insurance:
- Inability to provide any medical record of their disability.
- Inability to pay for necessary medical care while waiting for their claim
to be approved.
In order to receive Social Security Disability benefits, you need to provide
medical records that prove you have a qualifying disability. If you are
unemployed and / or do not have health insurance, then you most likely
have not been seeing a doctor and cannot provide records of any prescriptions,
procedures, or treatments that you've received due to your disability.
On the other hand, you may have been paying for medications out of your
own pocket and applied for SSD in the meantime. It can take months for
your application to be approved, however, which means that your own resources
may be depleted before you start receiving benefits.
So what options do you have for benefits if you don't have medical
records or the resources to pay for medications?
Visit Free Clinics – Most cities have clinics that offer free medical care. These clinics
can offer the basic care that you need while you fight for the benefits
that you deserve.
Go to the Emergency Room – This is a "last resort," since you still have to pay
for ER visits, which can be very expensive depending on the care you are given.
- Apply for Medicaid
Medicaid vs. Social Security Disability
Those who are not eligible for SSD because they do not have insurance may
still be eligible for
Medicaid. Again, there is a waiting period for your application to be processed
and approved, so act now if you don't have insurance and need benefits
to help you get medical care. Our Social Security Disability lawyers at
DAA know the law and can help to expedite your application as much as possible.
Contact an SSD Attorney in Las Vegas
Disability Action Advocates is here to help you protect your rights and
fight for the benefits that you deserve. Our team can help you understand
your options and move forward with your case. We have helped countless
clients file successful applications for SSD,
Supplemental Security Income (SSI),
Social Security Disability Insurance (SSDI), and more.
Contact us today at (888) 421-8705 for a
free consultation! No fee unless we win your case.